- Get emergency cash to solve your problems FAST
- All credits welcomed. Low credit may not be a problem
- Super fast approval. Get decision within minutes
- $100 - $1000 loans for any reason
- 256-Bit SSL protected loan request form
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1Submit formit takes a few minutes to fill in the form.
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2Get decision get loan decision very fast.
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3Get your cash in just one business day in most cases.
Questions And Answers:
Read through this section to find out detailed answers to some of the most common problems our site's users have. We recommend referring to this section before you submit your loan request.
What is a payday loan?
A payday loan is a short-term unsecured personal loan. You don't have
to offer collateral as security. Typical amounts range between $100 and
$1,000. Payday loans are so called because the borrower usually has to
repay the loan when he or she receives the next paycheck. Today, they
are typically repaid on a date the borrower and the lender agree upon.
It doesn't necessarily have to be your next pay day. Unlike many other
types of loans, payday loans are easier to obtain. Therefore, they have
become popular over time among people who need cash in a hurry.
How do I receive a payday loan using this website?
This website is not a direct lender. That means we are not the ones
providing you the loans. We are simply facilitators. We will only try to
connect you with professional payday lenders. To get your loan, submit
the online form. We will forward this form to lenders who will review
your information and decide whether to give you a loan. Requesting a
loan through our website in this manner will save you a lot of time. You
won't have to drive around looking for payday lenders or wait in line
for hours.
Do I have to pay to use this site?
No. We do not charge users membership fees or any other types of fees. Our website is completely free to use.
What are the eligibility requirements for a payday loan?
You can receive a payday loan as long as you meet the basic
requirements for obtaining a loan in the United States. You can see the
basic list of requirements in the How It Works
section. You don't need a particular credit score or a rating to obtain
a payday loan. But keep in mind that individual lenders may have their
own personal standards.
What do I do if my loan request is turned down?
Of course, it's up to the lenders to decide to give you a loan. In
case your loan request is turned down, which is rare, you can submit a
new loan request form. We recommend that you ask the lender the reasons
for turning down your loan. Then you can see for yourself where your
loan request may have gone wrong and not make the same mistakes on the
second form.
I have bad credit. Can I still apply for a payday loan?
There are no credit requirements for receiving a payday loan. You are
welcome to submit a request even if you have bad credit. Some lenders
provide payday loans even for borrowers with bad credit.
However, you must carefully consider whether you will be able to repay
the loan in full. Do not take out a loan if you are somehow unable to
pay it back.
Do I have to submit a credit report?
Not necessarily. Some lenders may request a copy of a credit report,
but not all the time. All lenders do run a credit check on you. It's
inevitable. Refer to the question above regarding bad credit.
How big a loan can I request?
The maximum amount you can borrow with a payday loan is limited to
$1,000. You can request any amount between $100 and $1,000. Remember
that the amount you have to repay will be bigger than the amount you
borrow because of interest and service charges.
How soon can I receive my payday funds?
The form you submit will be processed immediately. It typically takes
less than 3 minutes for lenders to review your form. Once you receive
approval from a lender for your loan, you can get your payday funds
within a single business day normally. Funds deposit can be delayed
because of weekends or bank holidays.
How much will a loan cost me?
It will depend on the amount you borrow and the interest rate and
service fees the lender charges. The rates and fees vary between
lenders. When you take out a payday loan, you will receive a loan
contract. This loan contract will have all the necessary details
regarding how much you have to pay back. Make sure you can repay this
full amount before you sign the loan contract.
I was approved for a loan, but I don't want it anymore. What do I do now?
If your loan request was successful, your prospective lender will send
you a loan contract to sign. Read through this loan contract and decide
if you really want the loan. If you don't like the terms and conditions
the lender sets, you can reject the offer. However, if you sign the
loan contract, you are obliged to repay the loan. Therefore, we urge you
to think very carefully before signing the loan contract. Do not
impulsively sign a legally-binding document.
How many payday loans can I receive through this website?
You can submit a single payday loan request at a time. You can
subsequently submit as many loan requests as you like. However, do not
take out loans for the convenience of it. We facilitate loans for
borrowers in emergency situations. Remember that you will have to repay
all the loans you borrow. If you don't, you could get sued.
What can I use my payday loan funds for?
There are no restrictions on how you can spend your payday loan funds.
You can use your funds to pay an emergency medical bill, fix the roof
in a hurry in winter, or get your car repaired without delay so you can
get to work. We recommend taking out payday loans for similar emergency
situations. It's expected that you exercise good judgment in how you use
your payday loan funds. Spend your payday funds wisely.
Can I choose to not repay the loan?
No. If you have signed a loan contract, you must repay the loan as the
contract dictates. If you want more time, you can refer to the contract
and request a loan extension from your lender. Ultimately, you will
have to pay back the borrowed amount in full. If there's even the
slightest doubt on your part regarding your ability to repay the loan,
we strongly suggest that you don't take out the loan at all. Not
repaying payday loans can result in lawsuits, collection calls, and bad
credit ratings.
How do I know if this site is safe?
We use state-of-the-art encryption protocols and security tools to
ensure that your personal information is kept extremely safe. We do not
share your information with any third-party other than the lender. This
website is secured by malware protection software to minimize the risk
of hacking and data theft. You can be assured of your privacy when you
use this website.